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Changing Seasons

September is one of my favorite months. Maybe it’s the fighting spirit inside me, but I like to root for this ‘underdog’ month. Think about it…September is the month right before all the major holidays start, and I think September doesn’t get the attention it deserves. The heat of summer staves off and we welcome […]

Back to School in 7 Easy Steps

It’s school time again! You’re probably feeling excited and maybe a little sad that summer is almost over. Some kids feel nervous or a little scared on the first day of school because of all the new things: new teachers, new friends, and maybe even a new school. Luckily, these “new” worries only stick around […]

Is Umbrella Insurance Right for You?

Have you ever worried what would happen if you got in an accident and got sued for thousands or even a million dollars, a lot more than your coverage offers?   How would you pay the difference?   How would you be able to survive?   You would be wiped out financially and lose everything. […]

Boating Safety

In addition to watching out for other boaters, docks, and shallow water, boaters need to be on the lookout for submerged items that hover close to the surface due to lower water levels. Whether you own a fishing vessel, runabout, personal watercraft or a pontoon boat, boaters should look at their marine insurance policies to […]

Summertime Safety Tips

Summertime revolves around things like grilling, fireworks, camping, and lazy afternoons in the hot sun. Also, it can mean burns from grills and fireworks, plus bug bites! Let’s focus on barbecuing… There is nothing better than burgers and hotdogs right off the grill right? Well, grills are more dangerous than you might think. According to […]

The HIGH Price of Low Deductibles

Did you know that your LOW deductibles on your current auto, homeowner and commercial insurance policies may be costing you MORE than you think? Your “deductible” is the amount you pay when you make a claim before your insurance company pays. There are many reasons why deductibles exist.   Essentially, there are many expenses associated […]

Are you Ready to Hit the Water

Summertime is the perfect season to get the boat back in the water. While owning a boat is great fun for the whole family, it can also be stressful. Carrying the proper amount of boat insurance is key to happily enjoying the lake or river this summer.   Here is a quick rundown of boat […]

April is National Stress Month

We hear people talk about stress all the time. We say we’re “stressed-out”, but many of us may not know what stress really is. The term ‘stress’ refers to the response you have when facing circumstances that force you to act, change, or adjust in some way to maintain your footing, or to keep things […]