Homeowners and renters insurance policies include coverage for personal items, but to be fully informed about the specific coverage of your policy, contact us.
Here are some things you need to know when making a big holiday purchase, such as expensive electronics, jewelry, and more:
- Contact us immediately - Let our office know as soon as you invest in your expensive gift. To properly insure gifts, consider purchasing additional coverage.
- Keep a copy of the store receipt - You will need to forward a copy of the receipt to us so that we know the current retail value of the item. Keep a copy for yourself and include it in your home inventory.
- Add the item to your home inventory - Everyone should have an up-to-date inventory of their personal possessions. Be sure you are updating your home inventory as you make big purchases so that you are fully protected. (Click Here for a Printable Home Inventory Checklist.)
Make sure that your gift is properly protected before you give... Call our office to make sure you are fully covered!